Studentenwerk Niederbayern/Oberpfalz
Public-law institution
Albertus-Magnus-Straße 4
93053 Regensburg
Germany

Phone:    +49 941 943-2201
Fax:         +49 941 943-1937
Internet: www.stwno.de

Value Added Tax Identification Number (pursuant to section 27 a German Value Added Tax Act)
DE 133714413

Managing director
Gerlinde Frammelsberger (legal representative)

Information obligations pursuant to the German Act on Alternative Dispute Resolution in Consumer Matters (Verbraucherstreitbeilegungsgesetz, VSBG)
We are neither willing nor obligated to participate in a dispute resolution proceeding with a consumer arbitration service pursuant to the German Act on Alternative Dispute Resolution in Consumer Matters (VSBG). The German Act on Alternative Dispute Resolution in Consumer Matters, however, requires us, nevertheless, to point your attention to a consumer arbitration service competent for you:

Allgemeine Verbraucherschlichtungsstelle des Zentrums für Schlichtung e. V.
Straßburger Str. 8
77694 Kehl
Germany
Internet: www.verbraucher-schlichter.de

Permission to film/shoot
Please send the application for permission to record photo, film or audio material, fully filled in, to This email address is being protected from spambots. You need JavaScript enabled to view it.. You will receive a formal permission after the Studentenwerk Niederbayern/Oberpfalz has reviewed and, where applicable, approved the application.

Operator
Webmaster STWNO <This email address is being protected from spambots. You need JavaScript enabled to view it.>

Programming & Design: sketch.media

Reference sources for the pictures and graphics used:
The following pictures have been inserted from Fotolia, http://de.fotolia.com/:

Classmate Classroom Sharing International Friend Concept©Rawpixel.com#107526436
Guitarist on stage with microphone for background, soft and blur concept©ipopba#97171895
Three Young Teenagers © Yuri Arcurs #5169816
Working at home © IKO #13528061
Blonde Frau benutzt einen Taschenrechner © Robert Kneschke #10161388
Koch Lehrling probiert das selbstgekochte Gericht © Gina Sanders #12730209
Erfolg mit Akten © Robert Kneschke #12716531
smiley man giving heart to sad woman © Dmytro Konstantynov #22664465
Entspannung beim Lesen © Eisenhans #19676580
Kollegen © Eisenhans #20248865
shakehands © Thomas von Stetten #11015770
wohnungsmarkt © Sergej Toporkov #28348760
Anzeigenteil © Andreas F. #26198827
Portrait of several people singing a song © pressmaster #5420057
Hilfe @krimar #22748786
woman making a call me gesture © Lev Dolgatsjov #31629071
Antrag auf Ausbildungsförderung © toolklickit #28258683
Happy piggy bank © Marina Lohrbach #22562476
Costs of an education © Karen Roach #24244779
Family © Aintschie #12860189
Money © ElenaR #4169127
100 Euro: Ein immer wieder willkommendes Geschenk! © Bizroug #4960064
Antrag © Birgit Reitz-Hofmann #10831358
riesterrente © Anja Greiner Adam #12730795
Hartz IV © N-Media-Images #22040665
Students in Cafeteria © Corbis #27662647
cosy protrait of two friends © Yuri Arcurs #2478467
Uhrzeit © bluedesign #32083065
dish 16b © Alx #640227
ec karte 1 © drubig-photo #17035189
Party Table © Nikoner #4727411
Werbung / vektor © Kaarsten #32170517
Paragraph © Cmon #24013674
Handy mit Apps © Christoph Plueschke #35424440
Envelope icon © Alexander Lukin #19604449
Junger Vater © Susanne Körner #22145920
Adorable little baby girl laughing © Anna Omelchenko #30331956
junger mann im rollstuhl am arbeitsplatz © Picture-Factory #33635591
teamwork of paper team © gunnar3000 #11540097
stetoskop+geld © Wolfgang-S #16176778
junger Mann mit Bewerbungsmappe © Janina Dierks #35903265
Protect your money © Jakub Krechowicz #16472899
Close up a blue toned calendar page © a_korn #16620631
teamwork © Peter Atkins #21065518
Nachdenklicher Mann mit Haftnotitz auf der Stirn © Markus Bormann #25204796
Romantic Beauty.Retro Style © Subbotina Anna #27401374
The mime © Aliaksandr Zabudzko #17704934
School Gear © Carlos Caetano #18191023
Envelope icon © Alexander Lukin #19604449
Handy mit Apps © Christoph Plueschke #35424440
Beratung © carlosgardel #34493882
Healthy salad bowl with quinoa, tomatoes, chicken, avocado, lime and mixed greens (lettuce, parsley) on wooden background top view. Food and health © elenabdesign #142735526
Spargelzeit © PhotoSG #104742182
Schlüssel zur barrierefreien Wohnung © Jeanette Dietl #44333931
Wohnheimwörterbuch © Ingo Bartussek #111860608

Pictures Residential complexes (https://www.stwno.de/en/housing): © Robert Klughardt